What To Do If You Get A Nasty Letter or Phone Call From:
Roxburghe UK Ltd
UK Ltd is a debt purchasing company or debt collecting company in the
website of DBSG
(The Debt Buyers and Sellers Group) and/or mentioned in consumer finance
forms. They have a legitimate function as debt collectors, but there
is some indication that some such companies (not necessarily Roxburghe
UK), and especially the debt purchasing element, go a bit too far sometimes
and can make people's lives a misery when those same people are at their
most vulnerable. We do not suggest that they are acting outside the
law, but getting that letter or phone call is not exactly helpful to
you right now.
So the first thing
you must do if Roxburghe UK Ltd is bothering you is not to panic
or despair. That's just what they want! They'd love you to
call their number and speak to their specially trained sales team for
'advice'. But once you do that you'll be suggestible to whatever they
tell you, instead of getting independent advice. While we always say
that you should keep an open dialogue with debt collectors, we would
recommend that you do so in writing only. This will prevent them 'railroading'
you into any action which is not in your best interests, as they so
love talking people into doing things on the spur of the moment. Of
course, they are only doing their job, but that's hardly a consolation
for you in the present situation.
Breaking News About Roxburghe UK Ltd
On the 5th February 2014 the Office of Fair Trading (OFT) issued, in a press release, that they would not be renewing the Consumer Credit Licence of Roxburghe UK Ltd. In addition, they have expelled Alasdair Turnbull, who represents and part-owns HFO Services, from the Law Society's group licence. This is something which is totally without precedent and marks the extent to which Turnbull and Roxburghe UK Ltd have been found in breach of consumer laws.
Read the full story here.
There are several
courses that are open to you, and some will suit your own situation
better than others.
A sensible option
is a debt management plan or even an IVA - which is designed to actually
write off a large chunk of your unsecured debt. But you would need to
take advice on this and look at your income and expenditure in detail.
This option won't suit everyone. There's more on this below.
For an alternative type of
loan you could apply for a 'logbook loan' which many
people find a very handy option. It is actually a loan secured on your
car, except you get to keep the car and keep the cash as well! That's
why some people find it such a good idea, as it unlocks the equity in
your vehicle without taking away your means of transport (there's no
need to sell the car). To apply
for a logbook loan click here.
Yet another option
is a no credit-check guarantor loan. This is especially
useful because your own credit rating is not looked at; you must find
someone else willing to act as a guarantor for you such as a friend
or family member. This is an ideal solution if you're at the stage where
your credit profile has been downgraded by recent events, etc. So click
the following link for Unsecured Loans
that don't need you to be credit checked.
If you wanted to
try a debt management plan, then we provide a whole-of-market service,
with a number of debt management experts on our panel. So whatever your
circumstances, your application will find the plan for you, meaning
the optimum outcome for your situation. It also means
there are no minimum requirements for debt levels or income.
So apply for a debt management plan using the form below.
Also Known As: Roxburghe West Byfleet, Roxburghe Debt Surrey, etc.
Address: Roxburghe House, Lavender Park Road, West Byfleet KT14 6NA
Telephone: 01932 333 800
Fax: 01932 333 839
Email: name @roxburghe.com
Get a free QuickCreditScore
check by applying
Roxburghe UK Ltd
and the Truth About Your Debt
Roxburghe UK Ltd
is a debt collecting
agents which has purchased your debt from the original lending source
(or in some cases another debt collecting agency) for around a tenth
or less of the original value and is trying to get the full value
of the original loan from you.
Roxburghe UK Limited
will use all sorts of methods to get you to set up a standing order
or direct debit in order to make money from you. You may have already
experienced bad dealings with them on the phone. They may phone you
up at odd times and on an unacceptably numerous number of occasions.
They may send you official-appearing nastily worded letters threatening
to 'send the boys round' and collect the money in full or take you to
court for the full amount. Their other tactics may include saying that
they will make a charging order on your property or in some way cause
you and your family great personal suffering.
So ask Roxburghe
UK Ltd for a copy of the original contract when you took out your loan
or credit card.
To find out if you
qualify for an IVA or can benefit from a debt management programme,
try the IVA
Test. It's free to apply, and again you are protected by the consumer
laws regarding debt management at all stages. Click
here to go to the application form.
Data On Roxburghe UK Ltd
you have any information that you would like honest people to know
about Roxburghe UK Ltd then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.
Policy | Help
Us | Contact
Us | Compliance
& Disclosure | Complaints
a look at the Insolvency Service's leaflet called 'In Debt', downloadable
of Debt Collectors
Roxburghe UK Ltd website is part of DPC Registry website group. All
rights reserved. Complaints Against Roxburghe UK Ltd debt collectors.